8465 Old Redwood Hwy Suite 410, Windsor, CA 95492

★ ★ ★ ★ ★  Where Your Homeownership Dreams Come True!

Call Us Today

(707) 483-5860

Your Lender For Life!

Team 101 Home Loans is Sonoma County’s Most Trusted Loan & Mortgage Professionals

Call us today for current mortgage rates and to get pre-qualified for your next home.  

Get a Mortgage Quote Today! Call Us at (707) 483-5860

How can we help you?

One of our primary roles as mortgage advisors is to help clients map out a path towards growing their wealth through real estate investment. That often includes helping them make decisions on which direction to go and which mortgage products would work best for them. In short, taking advantage of our expertise can save time and help to create a path to helping our clients accomplish their goals more quickly, and in ways that may not have been on their radar previously.   Here are some of the types of funding we provide:


Private Money


Hard Money Loans


Manufactured Homes


Mobile Homes


Commercial Properties








Ag Loans


Short Term Rentals

Loan & Mortgage Products 

Conventional Loans

Unlock the door to your dream home with a conventional loan, offering flexible terms and competitive rates that make homeownership more accessible and affordable. Tailored to fit your financial needs, these loans are a smart choice for aspiring homeowners seeking a reliable and cost-effective path to owning their ideal home.

FHA Loans

FHA loans open the door to homeownership with more accessible terms, including lower down payments and flexible credit requirements, ideal for first-time buyers and those with limited credit history. This government-backed option simplifies the journey to owning your dream home, making it a practical and affordable choice for many.

VA Loans

VA loans bring the dream of homeownership closer to veterans and active-duty service members, offering benefits like no down payment and no private mortgage insurance. This exclusive home loan option is designed to honor your service, providing an easier and more affordable pathway to owning a home.

USDA Loans

With USDA loans, enjoy the unique advantage of 100% financing and lower interest rates, making homeownership in rural and suburban areas more attainable and affordable. This government-backed loan is ideal for those looking to embrace the tranquility of country living without the burden of a large down payment.

Jumbo Loans

Jumbo loans offer the key to luxury and high-value properties, providing financing beyond conventional loan limits for your dream home in upscale markets. Tailored for larger investments, they are perfect for those seeking to step into a spacious and more extravagant living space.

Reverse Mortgage

Reverse mortgages provide seniors with financial flexibility by converting part of their home equity into cash, enhancing their retirement lifestyle without the burden of monthly mortgage payments. This unique option allows homeowners aged 62 and over to tap into their home’s value, offering a secure way to supplement income while enjoying their home.

Home Equity Lines of Credit (HELOC)

A Home Equity Line of Credit (HELOC) provides a versatile and cost-effective way for homeowners to access funds, leveraging the equity in their home for expenses like renovations or debt consolidation. Offering lower interest rates than most credit cards or personal loans, it’s an efficient solution for major financial needs.

Home Equity Loan

A Home Equity Loan offers homeowners a lump sum of funds by utilizing the equity in their home, ideal for significant, one-time expenses like home improvements or consolidating debt. This type of loan typically comes with fixed interest rates, providing stability and predictability in repayments.

Mortgate Refinancing

Refinancing your mortgage presents a path to greater financial freedom, allowing you to take advantage of lower interest rates for reduced monthly payments. It’s an effective strategy for homeowners aiming to adjust their loan terms to better suit their current financial situation. Additionally, refinancing can provide access to home equity, offering a valuable resource for funding major expenses or consolidating debt. This process is a smart choice for those seeking to maximize their home’s financial potential and enhance their overall economic stability.

Team 101 Home Loans is your trusted local lending partner in the heart of Sonoma County. Partnered with TASK Mortgage and Investments, we have over 15 years of experience and a deep commitment to our community’s unique small-town charm, we’re not just a lender – we’re your neighbors.

At our locally owned and operated office, every team member shares a passion for delivering personalized, trustworthy service. We understand the importance of feeling secure and informed throughout your lending journey. That’s why we ensure all your sensitive financial information is handled by our local team – no mysterious online transactions. You’ll know who you’re working with from day one, and we’re here to answer your questions, seven days a week.

Flexibility is key in our service. We offer evening and weekend appointments to fit your busy schedule, ensuring you get the support you need, when you need it. Whether you prefer to meet in person or chat over the phone, we’re always ready to assist with any lending queries you have.

Choose Team 101 Home Loans/TASK Mortgage and Investments – where your peace of mind is our top priority. Let’s make your lending experience seamless and secure, together.

Amanda Hagar

Amanda Hagar

Mortgage Consultant | NMLS: 507193

I want to be your trusted local mortgage lender for life! I have dedicated my career to helping individuals and families achieve their dream of homeownership. With years of experience in the industry, I have developed a deep understanding of the mortgage lending process and have helped countless clients secure favorable loan terms and rates.

My approach is based on honesty, transparency, and personalized service. I believe that every client deserves individual attention and a tailored solution that fits their unique financial situation. Whether you are a first-time homebuyer or an experienced investor, I will work with you every step of the way to ensure a smooth and stress-free experience.

We pride ourselves on offering an extensive range of mortgage loan products that are tailored to meet the unique needs of our clients. We understand that everyone has different financial circumstances and objectives, which is why we work hard to find the best mortgage loan product for each individual.

With our expertise and commitment to exceptional customer service, you can trust that we will find the mortgage loan that fits your needs and budget. Contact us today to learn more about our mortgage loan products and how we can help you achieve your homeownership goals.

Edna Rico

Edna Rico

Mortgage Loan Partner | NMLS: 2150536

I have years of experience helping clients achieve their dreams of homeownership and I’m passionate about helping people find the right mortgage solution for their unique needs. I’m here to help you navigate the often-complicated world of home financing.

Our commitment to providing exceptional customer service means that we are always here to answer your questions and address any concerns you may have.

We understand that buying a home can be a daunting task, which is why we strive to make the process as smooth and stress-free as possible. From helping you find the right loan to securing the best interest rates, we are dedicated to ensuring that you get the best possible outcome.

I work closely with a team of professionals, including mortgage underwriters, processors, and appraisers, to ensure that your loan is processed quickly and efficiently. I’m committed to providing exceptional service to my clients and I look forward to helping you achieve your homeownership goals.

What our customers say

I’m a real estate broker in Sonoma County and I met Amanda Hagar over 10 years ago and quickly made her my “Preferred Lender”. She earned this title because she has never let me or my clients down. She knows the mortgage business hands down and is smart and strategic. Mortgage lending is ever-changing with guidelines and rules but Amanda is always on top and knows how to help my clients get the best loan and value for each situation.

Laurie Parris
Real Estate Broker

Amanda was fantastic throughout our entire loan and home buying process. It was our first home, so obviously we had a ton of questions and concerns and she was attentive and patient the entire process. She has a great relationship with many others in the industry and works with them seamlessly expediting many things that can add time to the process. I cannot recommend her and her team enough!

Ahren Trumble
Home Buyer

Amanda and her team are amazing to work with. Amanda works hard to earn your business and that’s why we are return clients. She is willing to go above and beyond to keep your business for a lifetime, not just a single transaction. Amanda is smart and takes time to make sure all the information is clear. Her team is very hands on, making sure that everything goes smoothly, keeping us on track with the timeline.

Repeat Home Buyer Client

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